Stop taking the first offer.

Drop the valuation PDF or photo. We read the offer, the car or the roof, and build comps 10–30% above the lowball. Then the desk keeps the file and drafts the counter.

1. 01
   Drop the valuationAuto total-loss or home estimate. PDF from State Farm, Geico, Allstate — we pull the offer and the asset.
2. 02
   Build the real numberComp Finder scores nearby sales and contractor prices against the lowball.
3. 03
   Send the counterLetter, timeline, and follow-up if the adjuster goes quiet for three days.